A generation of street-smart progeny of parents who were career driven or divorced; a generation nick named the “Latch Key Kids” because most returned home from school to an empty house.
Unlike previous generations, they feel that it’s not natural to work for a single company for life. Raised by career values and money conscious Boomers amidst the societal disappointment over governmental authority and the Vietnam war their typical high school problems were mostly about drugs or labels and brand names, which is why you found many segregated groups loitering in the cafeteria on a spare.
Generation X makes up more than one-quarter of the Canadian population (26%), which makes it the second smallest of the major generations observed in Canada (Millennials sit at 33%, Boomers at 34% and Seniors at 8%). Gen Xers are arguably the best-educated generation with 35 percent having obtained a college degree. Generation X is often focused on getting the best products for the best prices and are the most loyal consumers of any generation once you show them your worth.
You are not quite ready to retire yet so Ravens Rock delves into where you should be at this time of your families lives and professionally reassures you are on track to a prosperous retirement.
Family and Finances a Modern-day Balancing Act
Ravens Rock works with Gen Xers who typically have gotten by so far without any major obstacles, however they are looking for professional guidance and seeking assurance with getting them closer to their goals. We explore acute areas of household budgeting, expense mitigation, tax planning and general household financial health.
Such a GREAT topic to explore, Gen Xer’s are typically well established in their careers at this stage of life. Although having moved from several jobs to get them to this point, they have certainly learned a lot: albeit the old school way. Ravens Rock’s President can relate all to well as he is a Gen Xer himself. This area of conversation and planning focuses on employment group benefits and how to maximize and leverage the most from them. We teach you the ins and outs, the advantages, and pitfalls of the complex intricacies of the wording and various coverages. In a nutshell we explain to you in layman terms what is in your benefits booklet. Ravens Rock makes sure you get the biggest bang for your contribution dollars!
Building Blocks of Financial Security
What is financial planning without establishing a solid foundation for the building blocks of yours and your family’s future? We uncover what you are presently doing, where you want to be and how your family dynamic fits within that lifestyle. We explore and educate you in the areas of Life Insurance, Critical Illness & Disability Insurance, RSP’s TFSA’s and other financial instruments. We take the complicated aspects completely out of the equation and focus 100% on what your needs are, and we keep the process remarkably simple for you to follow.
Get Started With Establishing An Emergency Fund
What Our Generation-Xs Say
“Chris’ knowledge and advice ensured that my Grandmother was able to live the life she wanted and deserved without having to worry about money. I cannot say thank you enough! Last year I was talking with a friend who had chosen to switch to Chris as well. She was jokingly complaining that she was upset that she had to pay taxes because Chris had done so well with her investments that she made too much money. Oh, what a terrible thing, making too much money! It doesn’t matter if you are a big investor or a small investor, to Chris you are an equal Client, and he does his best for all.”
Step 01 Understanding & Discovery
- Initial Meeting
- Information Gathering
- Goal Setting
Step 02 Collaboration
- Build The Team
- Detailed Analysis
- Build The Solution
Step 03 Review & Implementation
- Report Finding
- Present Solution
- Highlight Benefits
Need To Know More?
Reach out to us so we can schedule a discovery meeting at a time and date of your convenience.